You need fast cash and are considering a pawn shop loan, but the high costs may not be worth it. A personal loan costs less..
Unemployment. Health Problems. An accident. These and other problems can crash your credit score. These five steps can help your credit score recover.
Photo: Will Merydith Keeping a few hens in the backyard can be a great hobby. Chickens are usually “easy keepers” and provide fresh eggs for their humans. Hens help control pests and also provide nutrients for your lawn and gardens. As with choosing other pets, you’ll want to research chicken breeds to choose birds best... Read more
If you’re worried that rising home prices are about to go south, you aren’t alone. Analysts and media reports have recently paid much attention to the slower pace of home price gains, but longer-term trends may ease your concerns. Home prices continue to rise, but not as fast as they did early last year. The Federal Housing... Read more
According to the Mortgage Bankers Association, U.S. mortgage defaults and foreclosures have fallen to levels not seen since the early months of the recession in the first quarter of 2008. The national default rate for mortgages one or more payments past due but not in foreclosure fell to 6.39... Read more
Mortgage origination volume is falling as higher mortgage rates and home prices bring down mortgage and refinance applications. The Mortgage Bankers Association (MBA) estimates that mortgage origination volume will slip from $1.755 trillion in 2013 to $1.116 trillion in 2014. The MBA’s Mortgage Credit Availability Index (MCAI), which increased by 1.85... Read more
Sure, you know your social security number, your kids’ birthdays and maybe even your driver’s license number, but do you know your credit scores? If not, you could be in for some surprises, and they aren’t good ones. Ignorance isn’t bliss. Whatever your reason for not routinely checking your credit scores... Read more
For many, charitable giving is as much a part of the holidays as eggnog, Christmas stockings or menorah candles. If you find yourself writing a flurry of last-minute checks after the holidays, you’re not alone. Charity Navigator reports that on average, the charities listed on its website received about 40... Read more