Debt Consolidation Refinance: The Mistakes 80 Percent of Borrowers Make

80 percent of debt consolidation refinance plans fail. Here’s what you need to know to be successful at debt consolidation.

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Q: My wife and I are trying to consolidate and pay down our credit card debt, which will give us a lower payment and interest rate. She thinks we should close out the old accounts so we don’t run the balances back up. I’m concerned that by closing out... Read more