It’s National Small Business Week: Celebrating America’s Entrepreneurs

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Have a Short-sale Skeleton in Your Closet? Apply Before August 16th!
  Attention wanna be home buyers! Today, if you have 20 percent down, stable income and reestablished credit, you can buy a home two years after executing a short sale or deed-in-lieu-of-foreclosure or pre-foreclosure sale. That’s about to change. Want to Buy a Home? Move Fast! If you concluded... Read more
When it comes to mortgage rates, it’s all about trends and expectations. If rates were on their way down, the headlines would all be about the unprecedented home affordability that sub-five percent rates signified. But because mortgage rates were recently in the three percent range, people panic when they... Read more
Since the Supreme Court ruled that the Defense of Marriage Act (DOMA) is unconstitutional, there may be some fallout in the world of mortgage — specifically, VA mortgages. VA home loans are fully available to couples, married or unmarried, as long as both parties are eligible for VA benefits... Read more
The Texas Association of Realtors (TAR) says that home sales to single buyers is at its lowest level since 2001. Singles only purchased 16 percent of homes sold in Texas and only 15 percent of homes sold nationwide. One of the biggest reasons for this, says TAR chairman Shad... Read more
A few years ago, the Miami Herald broke the news that over 5,000 of Florida’s mortgage loan officers were felons who’d been convicted of various frauds. Amazingly, it was legal for them to work in a field that provided so many opportunities to rip off their clients. State mortgage licensing requirements... Read more
Today, LendingTree issued a report showing that average down payments across the country vary widely, depending on the state in which the property lies. Average down payments ranged from a low of 11.9 percent in Mississippi to a high of 20.5 percent in New Jersey. Does this mean lenders require... Read more
As you consider buying a house or refinancing, it helps to understand what housing and lending developments lie ahead. Regulatory reforms in the lending industry, for example, are expected to impact mortgage rates. And while we may not be able to offer you a crystal ball, we do have... Read more
The recent security breach of Sony’s PlayStation Network serves as a reminder to all of us that it’s a good idea to regularly check your credit report and credit scores for unusual activity or errors. With so much of our lives being conducted online, it’s important to be diligent about your... Read more
Our house hunt wasn’t easy sailing. When we got discouraged at offers that fell through –  or saw house after house that just wasn’t right – our real estate agent helped us see the light at the end of the tunnel. She kept us motivated when we were feeling... Read more