In today’s credit score driven environment, when having a 680 score instead of 679 can mean paying hundreds or even thousands less in mortgage fees, your EXACT “representative credit score” is a big deal. Yet pinpointing that exact score is not an easy thing to do. “I pulled my... Read more
If you are in the market for a new home or car, color may end up playing a role in your decision. It tends to influence our attitudes towards a house (popular exterior paint colors here in the United States include white, beige and shades of gray) and is the... Read more
Deciding to cosign on a loan for someone can be a difficult decision. While you want to help the person out, you may be nervous that you’ll be stuck paying on the auto loan or end up dealing with the repercussions of delinquency.  Consider the following when deciding if... Read more
When looking for an auto loan, make sure you are getting the best incentives as possible. One of the most popular auto loan incentives many car dealerships offer is either zero percent interest or a rebate. Sometimes it’s better to go with the zero percent interest, while other times... Read more
Buying a new car is an exciting event. If you’re like many people, you smell new car scent and you completely forget about how much you’ll have to pay for car insurance once you drive off the lot. The best defense in having to pay high car insurance premiums... Read more
If you have a teenager getting ready to hit the road with a brand new driver’s license, you may be nervous about how much your auto insurance premium will rise. Insurance companies base their premiums on how likely it is someone will get into an accident. Since teenagers are... Read more

Hybrid cars lead the top ten list for fuel economy as posted by the EPA and fueleconomy.gov.

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Toyota halts sale of Lexus GX 460 model as a result of testing performed by Consumer Reports, which rates the car a Don’t Buy, due to serious safety issues.

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Many people don’t think much about their auto insurance from one term to the next. If their situation hasn’t changed, the term just rolls over and you continue to pay the amount you’ve been paying, or some minimal reduction if you suddenly meet some benefit of their services. However,... Read more
As soon as young people reach the age of 18, credit card companies are targeting them. If you stroll any campus in America, you’ll surely find someone giving away something for opening up a credit card. An innocent college kid doesn’t understand that getting a credit card and over-using... Read more