Credit scores routinely do not include full and timely payments from renters, only late and missed payments. A new study might change the system.
You made the decision to put your home up for sale, but then realized a small “face lift” could be in order. Honesty is never easy, is it? You don’t need a real estate agent to tell you that first impressions count. This is true from the curb to... Read more
Life is not always like a box of chocolates, particularly when it comes time to pack up and move. Packing is stressful, whether you plan to move from a one-bedroom apartment or a 3,000 square-foot home. As is true with anything in life, a little bit of planning and... Read more
Photo: Roseanna Dana The fantasy: a relaxing bath, with perhaps a new paperback and a glass of Pinot Gris, and no one clamoring for dinner or attention. The reality: you’re three pages into your book when husband or kids bang on the door, yelling that they need “the john,... Read more
It’s moving season, and chances are pretty good that you’ll be attending at least one housewarming this summer. Like any good guest, you want to bring a housewarming gift that’s charming, useful, and unique. But what should that gift be? Here’s a list of five gifts (click the pics... Read more
We usually think of mortgages in terms of the here and now, especially when they are in the news as much as they are today. In fact, there is a history associated with mortgages, a history which explains why mortgages are widely affordable and how the FHA loan program... Read more
If you’re a homeowner, you can be subject to a phenomenon that could put you in the poor house — the “wealth effect.” Huh? How could anything called the wealth effect make you poorer? What Is the Wealth Effect? The wealth effect is the result of an increase in... Read more