The recent security breach of Sony’s PlayStation Network serves as a reminder to all of us that it’s a good idea to regularly check your credit report and credit scores for unusual activity or errors. With so much of our lives being conducted online, it’s important to be diligent about your... Read more
Advertising Disclosure We hope you’ve enjoyed the pop quizzes published over the past few weeks in honor of Financial Literacy Month. Is it over? Not quite…We we have one more pop quiz to send your way. This one’s on credit card debt. Plastic has become the slimmer and trimmer... Read more
You’ve taken down the Christmas tree and swept away the last remaining strands of New Year’s confetti. Now it’s time to roll up your sleeves and start making good on those personal finance resolutions. Remember them? You know: Raising your credit score, obtaining a refinance or buying a new... Read more
Stick figures aren’t just for kids. The Federal Reserve Bank of Cleveland uses them in this video to explain why your credit score can fluctuate – even if your spending and credit behavior hasn’t. If you are planning on buying a new home this year – or refinancing –... Read more
With the rise in identity theft cases and the push for rapid rescoring for the lowest loan rate available from a lender, it’s important that people keep an eye out on their credit. While you can obtain all three credit reports free once a year, it’s important that you... Read more
A low credit score doesn’t mean that you can’t buy a home. It doesn’t mean that you have to pay a large down payment either. It even doesn’t mean that you will have a high mortgage interest rate. However, it does mean that you will have to consider getting... Read more
To get the lowest possible mortgage rate, you may want to consider doing a rapid rescore. Understanding Rapid Rescore to Improve Your Credit Score Rapid rescore is the process of taking out errors on your credit report. These errors decrease your credit score drastically and can inhibit your ability... Read more
As soon as young people reach the age of 18, credit card companies are targeting them. If you stroll any campus in America, you’ll surely find someone giving away something for opening up a credit card. An innocent college kid doesn’t understand that getting a credit card and over-using... Read more
As you’re searching for the lowest mortgage rate or setting up LendingTree’s new mortgage rate alert system, you may be interested in knowing that finding the lowest rate out there isn’t the only thing that you should concern yourself with when applying for a mortgage loan. It’s important to... Read more