Aside from submitting an offer and waiting to hear the outcome, the closing is the most exciting and stressful part of buying a home. Weeks or months of waiting culminate in a meeting where you sign and initial more papers than you’ve ever seen in your life, and then... Read more
Finding the right house to buy was getting a little stressful. A few weeks after we withdrew the first offer we ever made on a house, Matt and I found another one we loved – a foreclosure property –  and so began another emotional roller coaster ride of ups... Read more

Last week mortgage rates for a 30 year fixed loan dropped below the 5 percent mark, and shorter term adjustable rate mortgages remain in the mid-4 percent range. Combined with the availability of the federal home buyer tax credit home affordability is at an all-time high.

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Oh, to be a first-time home buyer again! Folks jumping into the housing market today have several distinct advantages I would have loved when I bought several years ago. Yes, first-time home buyers today are facing a rocky economy, stricter lending standards, and a still-volatile housing market, but there’s... Read more