With mortgage rates near historic lows, many borrowers are opting for a surprising mortgage option: A shorter loan with higher payments. Here’s why.
Mortgages are now cheap but will the good times continue? Many borrowers can save more than $3,000 annually by refinancing now.
The HARP mortgage program has been extended which means that homeowners with little or no equity may be able to refinance and cut monthly mortgage costs.
Two of our favorite personal finance bloggers — Ninja @PunchDebtintheFace and WellHeeledBlog — aren’t too happy about Capitol One’s acquisition of their beloved ING Direct. What do you think about the combo? Leave a comment below! ___________________________________ LendingTree has an easy way to shop for credit cards online. We’ll help... Read more
Becoming a father during my time as a personal finance blogger was an interesting experience. I got to learn more about myself, my relationship with money, and the kinds of lessons I’d like to eventually pass down to my son about responsible financial management. Birth did two things for... Read more
In a perfect world, we’d never have to plan for catastrophes, emergencies, or those rough patches in life. Unfortunately, we don’t live in a perfect world – there are things like injuries, illnesses, and unexpected expenses to deal with. And while we can’t prevent every hurdle that life throws... Read more
If you’re like millions of Americans who get a tax refund each year you anxiously wait for the check in the mail (or direct deposit) and then, depending on how much refund you get, spend it on some consumer product like a new flat screen television or maybe even... Read more
Explaining the differences between checking and savings account, how they started, what they allow you to do, and the advantages and disadvantages of each account offered by your local banks.